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Public Liability Insurance for Health & Fitness Instructors

Specialised Cover

Get the cover you need, at a competitive price.

Sign up now to obtain some of the best rates AND cover for Personal Trainers available in Ireland.

Affordable Cover

At we know that insurance can be complicated and expensive.

All you want is to make sure you have the cover you need and that it won’t cost you a fortune.

That’s why we have teamed up with insurance experts for Health & Fitness instructors*, to provide some of the best insurance rates in Ireland with comprehensive cover for your business.

For a lone health & fitness instructor, typical premiums are as follows**:

Comprehensive Cover

This policy includes:

  • 1. Public Liability
  • 2. Professional Indemnity AND 
  • 3. Malpractice Cover

To get these great rates, you should follow the link below to sign up and receive a full quotation***



“My experience with the team at has been great. I didn’t really know exactly what I was looking for at first but they made it so easy. The staff are friendly, professional and knowledgeable and were very helpful when I took out my policy. With something like insurance you want things to be as easy as possible while also ensuring you are getting great value for your money and for this I would happily recommend the team at”

-Barry O’Sullivan, O’Sullivan Fitness

Contact Details

If you would like to get in contact with a member of our team simply call or email, we’re happy to help.

  • Call: 091-563518
  • Email:
With0years of experience
Burke Insurances Ltd Established 1965

Health & Fitness Instructors we Insure

  1. Abs/Core Classes
  2. Active Isolated Stretching & Strengthening
  3. Acupressure
  4. Advance Fitness Instructor/Personal Trainer
  5. Advanced Emergency Care in Sport
  6. Advanced Sports Massage Techniques
  7. Advanced Stretching
  8. Aerobics/exercise to music
  9. Aqua Aerobics
  10. Aqua Fitness including Aerobics
  11. Back Pain Management
  12. Ballet/Fitness Workout
  13. Belly Dance Teacher
  14. Body Attack
  15. Body Combat (non-contact)
  16. Body Conditioning Exercise
  17. Body Control Pilates
  18. Boxercise
  19. Cardio Kickboxing (non-combat)
  20. Chek Exercise
  21. Chi Ball 

  1. Chi Exercise
  2. Chi Gong
  3. Chi Kung – Excluding contact martial arts
  4. Circuit Classes
  5. Dance Classes
  6. Dance Movement Therapy
  7. Deep Tissue Massage
  8. Diet & Nutrition
  9. Exercise and Fitness (all types)
  10. Exercise Advice
  11. Exercise and Health Studies
  12. Exercise Coach
  13. Exercise for the Older Person
  14. Exercise Instructor for Cardiac Rehabilitation
  15. Exercise to Music
  16. Exercise with Disabled People
  17. Exercise, Health Studies and Personal Training
  18. Exercise/Rehabilitation
  19. Fitball
  20. Fitbox Training
  21. Fitness and Sports Therapy
  22. Fitness Classes

  1. Fitness Instructor (Includes Gym)
  2. Fitness Testing
  3. Fitness Training
  4. FlabeLos Machine
  5. Flexercise
  6. Food Intolerance Testing
  7. Group Instruction
  8. Healthy Living Advice
  9. Indoor Cycling
  10. Kenku Jutsu
  11. Kettle Bells
  12. Personal Fitness Training
  13. Pilates – Mat
  14. Pilates – Reformer and apparatus
  15. Pole Fitness
  16. Pre & Postnatal Exercise
  17. Spin Cycling
  18. Stability Ball Training
  19. Step-aerobics
  20. Strength & Conditioning Specialist
  21. Studio Cycling
  22. Weight Lifting
  23. Weight Loss Coaching
  24. Yoga
  25. Zumba Instructor
  1. Acupuncture – 50% premium load applies
  2. Dry Needling – 50% premium load applies


Why should I consider Public Liability cover?

  • If you visit or carry out work at your clients’ homes
  • If your clients visit you at your place of work

Our public liability insurance policy protects you and your business against risks such as:

Injury to the Public

If a client trips over a dumbbell and injures themselves.

Third Party Property Damage

If you drop a weight on a clients phone and break it.

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*The product on this scheme is arranged by Balens UK Ltd who are cover holders on behalf of AXA XL insurance who are the ultimate insurers. Axa XL and Balens Ltd are authorised & regulated by the Financial Conduct Authority in the UK. Burke Insurances Ltd. T/A work with Balens UK Ltd. to provide this product to Irish clients. Burke Insurances Ltd. is regulated by the Central Bank of Ireland.

** Premiums quoted are subject to the applicant meeting all of the qualification criteria, along with meeting and adhering to the terms and conditions of the insurance policy. All of these can be viewed and confirmed by following the link above to receive a full quotation. The premiums are inclusive of the government levy and all administration charges and brokerage charges. A full breakdown of the premium can be obtained by following the link above to receive a full quotation. To note – if you have employees and/or if you are running a gym, this policy is not suitable and you should contact the team at directly for more information.

***When you follow this link you will be asked for certain personal information such as your contact details. In order for Burke Insurances Ltd. to provide you with General Insurance related services we need to collect certain personal data so that the insurance companies we work with can process the relevant request. In any event, we are committed to ensuring that the information we collect and use is appropriate for this purpose, and does not constitute an invasion of your privacy. For more information on how and why we use and collect your data, please visit to view our privacy policy or we can send you a copy on request.

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