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Frequently Asked Questions

If I cancel my policy mid-term, can I get a refund?
Yes. Your refund will be processed on a Pro-Rata Basis – subject to Burke Insurances Admin Fee of €45, which is non-refundable.

I am a teacher and I hold classes in a few different venues, does this policy cover me?
The Policy does not restrict you to one location and covers you for multiple locations.

I need cover for six months but your site only offers cover for twelve months - can I buy a policy that will cover me for six months?
No. Our Policy provides cover for a minimum 12 month period.

The Venue I will be conducting my business from requires a Specific Letter of Indemnity with their interest noted – where do I get this and how much does it cost?
You will need to contact us by e-mail to request the Indemnity Letter (info@publicliability.ie) – the fee for the indemnity letter is €35.

How soon can I get my documents once I purchase the policy?
After you purchase the policy online, an email will be sent to you within minutes. Remember to check your Junk Mail if you have not received the email.

Can I send in a cheque for payment?
No. This is an online facility so you will need to make payment by either Visa Debit or Credit Card when prompted before purchasing cover.

Can I arrange this cover over the phone instead of doing it online?
No – The policy is quoted & purchased on our website only for the listed occupations. If your occupation is not listed please contact us as we may still be able to quote you.

Can I pay by installments?
No, there is no Direct Debit Facility therefore payment in full is required in order to purchase cover.

Can I add employer’s liability at a later date?
Yes – Please contact us & we can make the necessary arrangements.

Can I take out a policy jointly with my friend who does the same thing as me?
There needs to be a formed Legal Partnership in place in order to take out cover as a Partnership. You cannot take out a joint policy with someone you are not in a legal business partnership with. Each individual party will need their own policy.

I didn’t receive an e-mail confirming cover, what do I do now?
Check your Junk/Spam mail first – if you have still not received the documents, call our office on 091-563518.

My occupation isn’t listed; how do I get a quote?
You will need to contact our office to seek a quote.
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